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How Much Can I Save In Taxes?

Calculate Your After-Tax Interest Rate
Posted by Erin Wood on July 28, 2020 in  uncategorized
With Coldwell Banker’s Home Financial Calculators, you can find the answers to many of your real estate related mortgage and finance questions. Check out this Tax Savings Calculator below!   HOW MUCH CAN I SAVE IN TAXES? The after-tax interest rate is the interest rate on a loan after you deduct tax expense. By calculating this rate, you can estimate the yearly tax savings on a mortgage loan.   When purchasing a home, closing costs are generally not tax-deductible. However, charges for a specific in... read more

Home Features Buyers Want Most

Posted by Amanda Martin on July 22, 2020 in  uncategorized
These days, home improvement ideas are everywhere, from magazines, Pinterest boards, TV shows, and even whole networks dedicated to upgrading and designing a person’s dream home to absolute perfection. When preparing to sell your home it can seem overwhelming to think about these seemingly endless options. It all begs the question, what do buyers really want?   Keep in mind that most remodeling efforts only increase home values by 50% to 80% of the average home improvement project’s costs, accordin... read more

4 Reasons Why You Might Want to List Now

Posted by Malinda McNutt on July 14, 2020 in  uncategorized
On the fence about selling your home? Here are a few advantages for homeowners choosing to sell in the current market.  Historically Low Interest Rates In 2019, we saw national mortgage rates lower to new historical lows at 3.6%, and last month, we saw interest rates dip even lower to its lowest recorded level since Freddie Mac began tracking mortgage rates in 1971 (Washington Post, 2020). While interest rates will vary for person to person and for different areas, many homeowners in the Dayton area will find ... read more

Home Sweet Home

Why Buying Beats Renting
Posted by Alysia Bauer on June 24, 2020 in  Buyers  Home Buying
Are you thinking of buying but aren’t sure if it is the right move for you? Buying a home is one of the biggest financial decisions you will make in your lifetime and is no small expense. But, there are major benefits to owning a home that you cannot get while renting. Check out these five reasons why we think buying beats renting. Build Equity One of the most significant benefits of owning a home is building equity. Your equity is the difference between what you can sell it for and what you still owe. As yo... read more

How To Manage Your Credit Score During Hard Times

Posted by Amanda Martin on June 18, 2020 in  uncategorized
In times of conflict and uncertainty, there are always many questions. Recently we all found ourselves in a unique situation as we reacted and coped with a pandemic.  While this is a special case, crisis can happen at any time. During hard times it is better to prepare rather than panic.  Below are a few things to keep in mind when it comes to finances during periods like these.   It’s important to remember that even in a crisis, credit scores still operate the same as usual. It’s managin... read more
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